In submitting this credit application, I/We certify that the information provided on this application is, to the best of my/our knowledge, complete and accurate. I/We understand that the Dealer and financial institution(s) will rely on this information to judge my/our credit worthiness, and will retain this application and information about me/us whether or not this application is approved. Further, I/We authorize an investigation of my/our credit and employment history, in conjunction with which my/our credit report(s) may be obtained from one or more consumer credit reporting agencies. I/We understand that false statements may subject me/us to criminal penalties. I/We further understand that the Dealer and/or the financial institution(s) that evaluate my/our application may require additional information.
I/We understand that this application for credit will be submitted by the dealer to various financial institutions for evaluation.
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DATE LAST MODIFIED: April 25, 2012
|FACTS||What does Premier Financing (referred to herein as “Premier Financing", the “Company,” “we,” “us” or “our”), do with your personal information?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal and state law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personally identifiable information (“Personal Information”) that we and/or our Partners collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your Personal Information as described in this notice. In addition to collecting Personal Information, the Company and/or our Partners may use a variety of technologies that automatically collect General Information, which does not identify you personally. The types of General Information the Company and/or our Partners collect and share depend on the product or service you have with us. This information can include:
|How?||All financial companies need to share customers’ Personal Information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s Personal Information; the reasons Premier Truck Group of Mississauga chooses to share; and whether you can limit this sharing.|
|Reasons we can share your Personal Information with our Partners||Does Premier Financing Share?||Can you limit this sharing?|
|For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
|For our marketing purposes-
to offer our products and services to you
|For joint marketing with other financial companies||YES||NO|
|For our affiliates to market to you-
information about your transactions and experiences
|NO||WE DON’T SHARE|
|For our affiliates’ everyday business purposes-
information about your creditworthiness
|NO||WE DON’T SHARE|
|For our nonaffiliates to market to you||NO||WE DON’T SHARE|
|To limit our sharing||Email us at:
Please note: If you are a new customer, we can begin sharing your Personal Information  days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.However, you can contact us at any time to limit our sharing.
|Who is providing this notice?||This notice is being provided by Premier Financing and our Partners.|
|How does Premier Truck Group of Mississauga protect my Personal Information?||To protect your Personal Information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does Premier Financing collect my Personal Information?||The Company and our Partners may collect your Personal Information, for example, when you
|Why can’t I limit all sharing?||Federal law gives you the right to limit only
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.|
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners may include the manufacturer affiliated lenders or other lenders.|
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates we share with can include financial service providers (such as credit bureaus, manufacturer affiliated lenders, or other lenders), or they may be non-financial companies such as marketing companies or service providers.
|Partner||Any person or entity with whom the Company enters into any kind of business transaction who is under an obligation to us to use reasonable care to keep Personal Information confidential, which may include our affiliates, nonaffiliates, and those with whom we joint market.|